1. The written/oral services provided by me are astrology, palmistry, face reading and spiritual guidance and are for serious believers of astrology, palmistry, face reading and spirituality. Spiritual and /or Gemological remedies may also be also prescribed as necessary.

2. The medium of written/oral communication will be English/Hindi.

3. All the material is copyrighted to Jyotshi Vir Bhagat, except where otherwise referenced or the source mentioned.

4. Please note that deaths, especially sudden deaths, cannot be predicted either by charts or palms. Please do not ask me about it.

5. The accuracy of predictions is improved a great deal if you give me as much detail as possible about yourself. It helps in context setting. This is because this is the era of ‘predicting in the blind’, with just a picture of the palm and birth details; as compared to the pre-internet days.

6. Additionally to facilitate clear communication, I have given very reasonable on phone talk options with myself, as it is a scientific fact that written communication has its limitations. Though I write in very simple and understandable language, but in case you have any doubt, you are encouraged to use the phone consultation. For example if you have opted for a detailed report and asked questions — the answer to your questions may also me covered in the report and hence you are advised to read your written report completely and sometimes even a second time. It is delicately written for you. If still in doubt please consider a phone consultation.

7. I want to make it clear that I always put in my best efforts for you, but any prediction, spiritual advice and / or remedies that you receive from me is NOT to be considered as a substitute for advice, program, or treatment that you would receive from a licensed professional such as a lawyer, doctor, psychiatrist, or financial adviser.

8. Although I try my best to give you accurate calculations, predictions and advice, I do not rule out the possibility of human errors.

9. The report/reading and remedies (verbal or written) are provided as-is and I provide no guarantees, implied warranties, or assurances of any kind, and will not be responsible for any interpretation made or used by the recipient of the information and data mentioned by myself.

10. I am NOT your personal astrologer, palmist, face reader and/or spiritual adviser and there are charges every time information (astrological, palmistry, face reading and / or spiritual, including the remedies) is received from me on phone, or by email/mail. There are exceptions like bulk emails that I send from time to time and material on my website jytoshivirbhagat.com and social media accounts.

11. If you are not comfortable with the information, please do not use it.

12. Please note that if you are in medical distress, see a medical doctor and / or specialist.

13. Likewise, if you are facing legal issues, kindly consult a legal professional.

14. And, if you are facing financial distress, kindly consult a_ financial adviser/professional.

15. The contents of any communication are private, confidential and privileged. If some communication/analysis is used for marketing purpose, it would be redacted to ensure it is depersonalized.

16. Please note that gemstones may be prescribed as deemed necessary. Please follow the guidelines/precautions for wearing the gemstones as told to you over the phone or email. Again expected results from the gemstones are not guaranteed.

17. Purchasing of the gemstone is your responsibility and you are free to buy it from any place you deem fit.

18. This service is strictly for people above 18 years of age.

19. I reserve the right to decline astrological, palmistry, face reading and / or spiritual services to anyone without assigning any reason whatsoever.

20. My consultancy fees and prices are subject to change without any notice.

21. There is a no refund policy.

22. If you are not the intended recipient or have received this communication in error, you are hereby requested to please notify me immediately by responding to this email and then delete it from your system.

23. I am not liable for the proper and complete transmission of the information contained in this communication or for any delay in its receipt.

24. This disclaimer and important information can be revised without notice.

25. If you have any questions and feedback please send it across, but please note that no astrological, palmistry, face reading, spiritual and / or remedial value would be added to any communication from my side apart from the consultation.

26. If you are availing my service then it is understood that you have read the above and agreed to these terms and conditions and the disclaimer.

27. In case of any disputes, the court of law shall be of Bangalore, Karnataka (India).

Rev. 14 dated 8/5/2020, Bangalore, India